The slumping energy sector has hit Casper hard and some business are seeing the result in their bank accounts.
But we all still have bills to pay and that includes insurance.
Insurance rates are not based on the economy. In fact they primarily rely on trends....your rate is based on different factors like your driving history.
Therefore its you whole hold the key to your insurance premiums.
"It really does depend on you and in terms of trends the trend of the insurance industry has both side working against it, rates are going down because frequency may be going down, the number of accidents change."
Lougee tells news 13 that he does foresee car insurance rates in general to lower because accidents have been decreasing annually.